Many people are reluctant to purchase long-term care insurance because they believe it is expensive, and may never be needed. You may be one who feels it is throwing money away. However, as you get older there is always the fear that if you need long term care insurance, but do not have it, the medical expense can erode your estate to the tune of $60,000 per year

The solution is an annuity that provides long term care if it is ever needed. For every $1 put into the annuity, it will provide $3 in benefits that can be used to provide money for nursing home care, home health care, adult day care, assisted living care etc. for six full years of benefits. If you never need the long term care, when you die all funds in the annuity go directly to your beneficiary, avoiding probate. If you do need it, you get six full years of coverage.

Smart planning can help Seniors preserve assets for themselves, their spouses and even heirs and still qualify for Medicaid for the one in the nursing home…… If you are interested in this ELDER PLANNING , please contact me at 1 800 535 6327 or send an email to n.fogler@verizon.net and you will receive a confidential profile to complete. When I receive this completed profile , we will then analyze it, and send you a complete written plan outlining the steps needed to preserve your assets should you or your spouse ever need long term nursing home care.

There is no obligation on your part to receive this plan. It never hurts to look and the plan could show you how to save thousands of dollars.

Don’t wait until it is too late.